Atlanta Financial
Advisor
Securing your retirement income — with tax-smart strategies built for life.
Retirement should feel like this — not like a spreadsheet you're afraid to open.
How it works
Three steps. No sales pitch.
A simple, transparent start — you'll know exactly what working together looks like before you pay anything.
Intro call
A free 15-minute conversation about where you are and what you're trying to figure out. If we're not the right fit, we'll say so.
Proposal meeting
We walk through what a plan would cover, exactly what it costs, and answer every question — before you commit to anything.
Your plan, ongoing
Retirement income, taxes, and investments coordinated in one place, with reviews as life and markets change.
Who we work with
You'll probably recognize yourself here.
Most people who call us are somewhere in the last stretch before retirement, or just past it, and want a second set of eyes before making a decision that's hard to undo.
Five to ten years from retiring
You've saved well but nobody has told you what your paycheck actually looks like once the salary stops.
Just retired, or about to be
You need a withdrawal order across your 401(k), IRA, and brokerage that doesn't hand the IRS more than it should.
Sitting on a large pre-tax balance
Roth conversions, IRMAA brackets, and future RMDs are all pulling in different directions.
Left an employer or took a package
Old 401(k)s, deferred comp, restricted stock, and a decision window that closes faster than you'd like.
Business owner planning an exit
Personal and business finances are tangled together and the sale year is the one that matters most.
Already have a portfolio, no plan
Someone manages your money, but nobody has connected it to taxes, Social Security timing, or estate documents.
Recognize your situation? Book a free 15-minute call and we'll tell you honestly whether we can help.
Verified credentials & affiliations
Planning first
You don't need to move your money to work with us.
Lock Wealth is a planning-first firm. Many clients start with financial planning only — your accounts stay exactly where they are. If investment management ever makes sense, we'll walk through the options and fees in your proposal meeting, with zero pressure.
Schedule a 15-min call
Why Lock Wealth
A different kind of wealth management firm.
No sales pitch and no jargon. You work directly with a fee-only fiduciary who gives you straight advice.
Meet BenFee-only fiduciary
Independent RIA. We take no commissions and have no product quotas, and we're legally obligated to put you first.
Retirement-focused
Tax-smart income, Roth conversions, Social Security timing, and portfolios that reflect your stage of life.
Headquartered in Atlanta
Based in Midtown, working with clients across the United States — virtually or in person.
What clients say
Rated 5.0 across 13 verified reviews.
"He is patient and explained everything in a way that made sense, without me feeling overwhelmed."
"I've felt a noticeable sense of tranquility thanks to the time and research."
"I have more clarity and confidence around my retirement planning. Thoughtful, knowledgeable, and easy to talk to."
Client comments shown above are drawn from public Google and Wealthtender reviews. No compensation was provided in exchange for these reviews. Testimonials may not be representative of the experience of other clients and are not a guarantee of future performance or success.
What we help with
Your CFO for life's financial decisions.
Our aim is to help you get the most out of life with your money, and to take as much of the planning off your plate as we can.
- Retirement planning
- Investment management
- Tax planning
- Estate planning
- Insurance review
- Cash flow planning
Q&A
Questions clients commonly ask
Straightforward answers to the things people ask before getting started.
Let's talk about what's next.
A free 15-minute intro call, with no commitment on your end.